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Pawn Loan

A pawn loan refers to a loan for borrowers with valuables to exchange for cash urgently. Unlike a bank loan, you do not have to submit too many documents for approval. The biggest advantage of pawn loan is you are only required to bring your IC, your valuables, without worrying about your income or credit status. We are licences money lender that are willing to help you to resolve your financial problem. Pawn Loan service can permanent solved your working capital problem or SME problem.

How does pawning works?

The borrower will call up our hotline, and check with them on whether the particular item can be pawned. The item is typically valuables like branded handbags, watches, jewellery, gold, diamonds, smartphones and motor vehicles. It will be used as a form of collateral in exchange of monetary loan.

Our specialist will evaluate the pawned item based upon the overall age, condition and current market values. Once you agree with the loan amount, the agent will issue an agreement and hand the cash over to you.

We operate in KL such as, Bukit Bintang, Kepong, Setapak, Cheras, Bangsar, KLCC, KL Sentral and Putrajaya. Whilst in Selangor, we cover Petaling Jaya, Ampang, Gombak, Puchong, Subang, Rawang, Klang, Semenyih, Kuala Selangor and Shah Alam.

Our services’ feature

  • Instant disbursement of the loan on the spot, if you accept our loan offer.
  • Flexible tenure is available if you want to do early redemption.
  • Easy process of bringing your valuables to be evaluated by our specialist.
  • Minimal document requirements of IC and bank statements to verify repayment ability.
  • Fast approval process upon checks by our pawn experts

In order for the company to qualify for the business loan, the company needs to have a valid registration with SSM. In addition, it must show strong operating cash flow from their bank statements. It must show 6 months’ bank statements as proof of the business operating cash flow. Besides, the directors of the company must be of strong credit profile to have a higher change for the loan to be approved.

Conclusion

If you are financially strapped and need emergency cash, do not hesitate to contact us. We are a licensed money lender, who can give you instant cash in exchange for pawning your valuables. In addition, we can explore other loan services to you, even if you do not qualify for the pawn loan.